Worker's Compensation
You may have heard about worker's compensation in Columbia, SC, but what do you really know about it? Understanding how it works can be helpful if you are ever injured on the job and need to file a claim, or if you are an employer who needs to ensure they are legal and protected. Although regulated by the South Carolina Workers' Compensation Regulatory Commission, private insurance companies provide coverage and distribute benefits. Most employers are required to carry this insurance in case an employee is injured at work. Possible benefits include the reimbursement of doctors and hospital fees and a portion of lost wages due to recovery. Some employers are not required to carry worker's compensation insurance. Laws exempt those who have less than four employees. Those who are in agriculture. State laws do not regulate federal employers when it comes to worker's compensation either. If you are unsure if your employer is required to carry insurance, you may want to consu