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Showing posts from April, 2022

DOES YOUR PLAN COVER YOU ON AND OFF THE JOB

1. DOES YOUR PLAN COVER YOU ON AND OFF THE JOB? Many health insurance plans have specific exclusions that eliminate your benefits for anything that could have been covered under Workers Compensation or similar laws. Now read that last sentence again. COULD HAVE BEEN COVERED!? That is correct. Most self employed people. Even some small business owners do not carry Workers Comp on themselves. Most self employed people and even some small business owners do not carry Workers Comp on themselves. There are designed insurance plans that will cover you on and off the job - 24-hours a day, if you are not required by law to have Workers Compensation coverage. 2. ARE YOU WRITING IT OFF? Independent contractors (1099’s), home based business owners, professionals and other self employed people generally are not taking advantages of the tax laws available to them. Many people who are paying 100% of their own costs are eligible to deduct their monthly insurance payments. Just that alone can reduce y

Seeing A BWC Approved Doctor For Workers’ Comp Care

When you're injured in a fork-lift accident at your warehouse job or think you may have developed carpal-tunnel syndrome at your office job, your first move may be to go to the nearest emergency room or your doctor for diagnosis and treatment. Fortunately, the Ohio workers’ compensation program allows this-but only for that initial visit. After that, you must see a Bureau of Workers’ Compensation (BWC)-certified physician for your treatment to be covered by workers’ comp. If you work for a self-insured employer such as UPS or Ohio State, your employer will decide regarding your eligibility and who you can see for treatment. Finding a Certified Doctor It's possible that your doctor is already BWC-certified-in which case, you won’t have to look further for a doctor to treat your work injury. However, if she's not and you continue to see her, you'll be responsible for all medical costs related to your work injury. While your employer may suggest a doctor, you're under

Myths About Arizona Workers' Compensation

Getting injured on the job is an unfortunate reality for many Arizona residents. And while you always hope it never happens to you, if it does-you need to know what steps to take. For situations such as these, Arizona Workers' Compensation lawyers exist to act as your guide. Here are a few myths that may keep you from obtaining the help you need. Don't let them! Myth: It's just as easy to obtain Workers' Compensation on your own. Fact: Not at all. When you go it alone, the odds are against you. You're just an individual. An injured worker. Why does anyone have to listen to you? As far as the opposing party is concerned, you have no clue what you're talking about and they have no reason to fear you. But when you get an Arizona Workers' Compensation attorney on your side, you level out the playing field. Myth: Obtaining an Arizona Workers' Compensation attorney will cost you a fortune. Fact: It's actually more affordable than you might think. First of

Rights Involved In Workers Compensation

It is hard to imagine your life being any different than it is today. Today you can walk, bend, grab things with both hands and jump up and down if you want. The problem comes when you walk into work one day able to function normally but then an accident at work happens and bam life is never the same again. Who helps pay the bills? What happens to your livelihood? It is never easy to think about a future that is not perfect. However this happens more often than we like to think. If you are ever involved in an accident at work however minor report it. It is important not to dismiss anything this will make a later dispute much more difficult. Reporting the accident is the very first step in making sure that while you are disabled your bills can stay on track. In fact it is very important to give details to your employer. To the medical center that treats your accident. It is important that you give details about specifically when the accident happened, where it happened within the facili